Find Capital
In this section you will find links to information on funding for your business. No business can function without money to pay for overhead expenses and production or product costs. It is also unusual for a business founder to have the capital to fully fund their business. The sources in this section will help you consider the best source of funding for your business.
Farm Credit Canada (FCC) Loan Programs | Financing options for agriculture, agribusiness, and agri-food.
Advance Payments Program (APP) | A federal loan guarantee program which provides agricultural producers with easy access to low-interest cash advances.
AgriInvest | One of the Business Risk Management programs under the Canadian Agricultural Partnership (CAP) five-year, $3 billion investment by federal, provincial and territorial governments to strengthen the agriculture and agri-food sector.
Canadian Agricultural Loans Act (CALA) Program | A loan guarantee program designed to increase the availability of loans to farmers and agricultural co-operatives.
Funding Tools
AgPal Program | Search for programs and resources to help with business management, farming, innovation and community support. For funding opportunities, select “Financial support, credit, income stability” under topic filters on the left side.
Government of BC Agricultural & Seafood Programs | A list of funding opportunities and programs compiled by the Government of British Columbia.
Government of Canada Agricultural Programs & Services | A list of programs and services compiled by the Canadian government that support innovation, sustainable farming, business development, risk management, trade and market development.
Agricultural Adaptation Council (AAC) | A non-profit organization in Ontario that delivers funding programs and services for agriculture and agri-food industry.
Tools to Manage Farm Risk & Finance | A collection of tools compiled by the Government of Canada that help farmers manage risk.
Other Suggestions for Obtaining Capital
With proper planning and a few resources to guide you on your way, identifying and securing capital to start and grow your business becomes a much smoother and gentler process. There are several ways to secure the capital needed to fund your business.
Government Funding
This is money that the government gives you to fund your business, based on your application to the funding grant. There are other types of government assistance you might wish to explore here: Business Grants and Financing.
Personal Savings
This involves saving your money from your current employment to invest in your business.
Personal Loans
This option means using your personal credit to secure a loan or using your personal credit card for business expenses.
Crowdfunding/Micro-Lending
Crowdfunding and micro-lending are both alternative ways of raising capital that involve having large groups of people pre-buy your product before it is launched or loan you small amounts that you can then use to finance your business.
Private Financing/Equity Financing
This type of financing comes in the form of loans from banks or individuals. It is obtained through your business’ credit availability or through providing equity in your business in exchange for money. This financing involves going into debt or giving up some control of your business.
Below, we have some resources that can help you find funding options for your business: